Skeletal

Such a pity that the lady* owner of this bicycle hasn't heeded the advice that too much exercise is just as bad as too little.
Should she want any advice about putting flesh on these bones, she only has to come to me, the source of all knowledge concerning weight gain.

The sun shone out of a arctic blue sky as we walked in the bitter chill to buy birthday cards for four grandchildren who's parents heeded not the timing of their conception, meaning that we now have an untimely clutch of Christmas birthdays.
Add Christmas into the equation and money is syphoning out of my bank account like there is no tomorrow.
Do I grudge it? Best say No.

* I know it is a lady because of the relative height of the saddle and handlebars.