Red-headed Cardinal Beetle, not a Lily Beetle

Today I met my daughter and had a pedicure instead of having my nails done as they are still recovering from the problem of detaching themselves from the nail bed.
 
Today’s picture is of the dreaded ‘Lily Beetle’, (I think) although it was not taken on a Lily leaf.

Update: This beetle has been identified by mollyblobs as a Red-headed Cardinal Beetle, NOT a Lily Beetle; I have updated the title too.